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Desnudate883
Joined: 03 Feb 2006
Posts: 224
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| Posted: 8/13/08 5:12AM Post subject: CARBON FIBER HOODS... HORRIBLE ACCIDENT |
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| So basically the rundown of it all is i got in a pretty bad accident this morning on the way to work. I hit a Rav4 and my hood is pushed in and all messed up. This is on my 06 Scion and i don't have collision coverage on my insurance AT ALL. Basically because i can't afood insurance any higher. I don't know how this is really possible because people are telling me it's the law that i have to have full coverage on a car in which i have a loan out for and they don't know how toyota let me get away with it. Does anybody know about this? Or any ideas of what i can say/do? I was also thinking abotut getting a CF Hood because i can't afford the painting, etc for a new one, which site has the cheapest one? HELP! |
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Bdiddy
Joined: 13 Jun 2006
Posts: 750
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| Posted: 8/13/08 5:19AM Post subject: |
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| talk to joe at fastscions.com and let him know brent told you about them, he may be able to get you a good deal. |
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dzxa06
Joined: 20 Oct 2006
Posts: 110
Location: Fremont, CA
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| Posted: 8/13/08 8:42AM Post subject: |
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| I went CF after my hood got damaged because it wasn't that much more than getting the other one fixed. and yeah, usually you would need to have full coverage if you don't actually own the car. |
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SHIFT_xA
Joined: 25 Jul 2007
Posts: 164
Location: Camarillo, THE 805
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| Posted: 8/17/08 1:12AM Post subject: |
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| I was required with the loan for my car!! |
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xaXA1138
Joined: 16 Jun 2008
Posts: 63
Location: Gotham
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| Posted: 8/18/08 8:34AM Post subject: |
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SHIFT_xA wrote: I was required with the loan for my car!!
Me too. Full coverage is mandatory as far as i know... :question: |
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GQQSE13
Joined: 24 Apr 2007
Posts: 2600
Location: Decatur, illinois
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| Posted: 8/18/08 9:07AM Post subject: |
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xaXA1138 wrote: SHIFT_xA wrote: I was required with the loan for my car!!
Me too. Full coverage is mandatory as far as i know... :question:
same here.
there are a lot of places that have carbon fiber hoods at different prices, just depends on the style you want; and then the cost of shipping for each place.
there's racingsolution.com, visracing.com, andy's auto sports, body-kitz.com, ect... and alot more that i haven't listed |
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ack154
Joined: 20 Apr 2005
Posts: 10260
Location: Hitting Cones in NY
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| Posted: 8/18/08 9:40AM Post subject: |
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| Can I ask why you can't afford to pay any more for insurance? Is it already high b/c of tickets and/or accidents? B/c it might be time to start thinking about a defensive driving course or SOMETHING that might help you drive properly... IF that's the case anyway. |
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scionator
Joined: 08 Aug 2008
Posts: 9
Location: Portland Or
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| Posted: 8/18/08 4:29PM Post subject: Insurance coverage is mandatory with financing |
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| If you dont have full coverage, then your lender is probably charging you for coverage in the payment. check with them to see if you have additional ins in your monthly payment. maybe a stop loss plan. |
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jay007
Joined: 16 Apr 2008
Posts: 66
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| Posted: 8/29/08 1:07PM Post subject: Re: Insurance coverage is mandatory with financing |
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scionator wrote: If you dont have full coverage, then your lender is probably charging you for coverage in the payment. check with them to see if you have additional ins in your monthly payment. maybe a stop loss plan.
Very high possibility! I work for a State Farm in Cali! Dont make a difference by state but by law you need comp & collision Deductibles if your paying a loan. Pretty dumb of toyota not checking if you had complete coverage! |
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ihatemyxa
Joined: 26 Jun 2008
Posts: 67
Location: charlotte north carolina
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| Posted: 9/21/08 7:13AM Post subject: |
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| erebuni hoods are cheap. find one on ebay. i got mine for 240shipped |
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